Attention homeowners: Real estate appraisal services for in Louisville and Jefferson County
The top seven reasons KY homeowners hire Bell Ferris, Inc.:
Need help deciding the price of your home in or near Louisville, KY?
At Bell Ferris, Inc., we understand the special needs of a consumer seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. Pre-listing Services/For Sale By Owner (FSBO)It's very hard to be objective about your home because you probably have an emotional attachment to it. Our professional appraisers at Bell Ferris, Inc. are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an interested buyer. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much you think your home is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value conclusion than yours. Need to remove PMI?PMI stands for Private Mortgage Insurance. An attractive way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are experts in helping homeowners just like you do away with unnecessary PMI insurance. Challenging a property tax assessmentYour local tax assessor may have your home overvalued if you live in an area that is going down or not appreciating as much as other houses close by. That only means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. Getting an appraisal report from Bell Ferris, Inc. is your chief weapon when challenging your property tax assessment. Was your HELOC recently frozen?If your property is close to a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow viewpoint. Bell Ferris, Inc. can provide you with efficient appraisal to help you reinstate your home equity line of credit. Need Field and Desktop Appraisal Review Services?Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need a seasoned appraiser to double-check your appraisal for preciseness? An appraiser from Bell Ferris, Inc. can go out and check the subject and comparables in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide a retrospective review of any appraisal report you may have had done before. While typically requested by banks, you may need to employ this service if you suspect mortgage fraud related to your house. |